Effective Date: July 21, 2026
Vittoro Holdings LLC, doing business as Vittoro Credit Consulting ("Vittoro," "we," "us," or "our"), operates the website located at consult.vittoroholdings.info and related consultation, enrollment, and client-service pages (collectively, the "Site"). This Privacy Policy explains what information we collect, how we use it, and the choices available to you.
1. Information We Collect
We may collect information you voluntarily provide to us, including your name, email address, phone number, mailing address, and information you submit through our consultation request form, intake forms, or checkout pages, such as details about your credit or funding goals. If you enroll in a paid membership, we (or our payment processor) also collect billing information necessary to process payment. We may also automatically collect limited technical information, such as browser type, device type, and general usage data, through cookies and similar technologies.
2. How We Use Your Information
We use the information we collect to schedule and provide consultations, deliver the credit consulting and educational services you request, communicate with you about your account, appointments, and requested services, process payments for membership services, respond to support requests, and improve our Site and services. We do not use your information to make any automated decision that produces legal or similarly significant effects on you.
3. SMS / Text Messaging Privacy Statement
If you provide your mobile phone number and opt in to receive text messages from Vittoro Credit Consulting, we use that number solely to send the categories of messages you consented to receive, such as appointment confirmations and reminders, requested follow-up, document or agreement reminders, account and enrollment updates, and customer support communications. Mobile opt-in information and consent are never shared or sold to third parties or affiliates for marketing or promotional purposes. Message frequency varies. Message and data rates may apply. You may reply STOP at any time to opt out, or HELP for assistance.
4. No Sale of Customer Information
We do not sell, rent, or trade your personal information, including your phone number, to third parties for their own marketing purposes.
5. Cookies and Similar Technologies
Our Site may use cookies and similar technologies to remember preferences, understand how visitors use the Site, and support scheduling and checkout functionality. You can control cookies through your browser settings; disabling cookies may affect some Site features.
6. Third-Party Service Providers
We work with third-party service providers to help us operate our business, such as scheduling and customer relationship management platforms, payment processors, and communication providers. These providers only access the information necessary to perform their services on our behalf and are not authorized to use it for their own marketing purposes.
7. Data Security
We use reasonable administrative and technical safeguards designed to protect your information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.
8. Your Rights and Choices
You may request access to, correction of, or deletion of your personal information by contacting us at the email address below. You may opt out of text messages at any time by replying STOP, and you may unsubscribe from promotional emails using the link provided in those emails.
9. Children's Privacy
Our services are intended for adults and are not directed to individuals under 18 years of age.
10. Changes to This Policy
We may update this Privacy Policy from time to time. The updated version will be posted on this page with a revised effective date.
11. Contact Us
If you have questions about this Privacy Policy or how we handle your information, contact us at: [email protected]
Vittoro Holdings LLC d/b/a Vittoro Credit Consulting
4015 Travis Drive, Suite 211 #2051, Nashville, TN 37211